Jiggyboo

Half-Year Checkpoint: New Year Resolutions

May 22, 2008 no comments

Well, its May. Which is almost the middle of the year. A little short, but I don’t want to wait to do this, otherwise I’ll forget.

As you may recall (or maybe you don’t because I cant find the blog post which suggests that maybe I just forgot to post about this), just before the new year I was faced with a tradition that many of my co-species participate in. That is just before the new year, or maybe on new-years eve, they decide what their resolutions for the new year are going to be.

The generic resolutions are, lose weight, eat more healthy, be more rich, be less poor, yadda yadda. All those are good and well, but I contemplated this (as i tend to do), and I came to a conclusion.

Most of these inspired-by-the-new-year goals find themselves left for dead months, if not weeks, after the night of their conception. I myself have done this (though I cant think of any examples), and this year (the coming year being 2008) I decided to do it different. I decided to have only 1 resolution, and to allow all my other poor habits to continue life as normal. The idea being that if I only had one (1) resolution i was attempting to nurture, I’d have a greater chance of success.

I decided that my new year resolution would be to rid myself of all my debts (minus mortgage). At the time I had balances with my credit cards, my brother, and my parents (all of this incurred by my purchasing a house).

Over time, it dawned on me that perhaps I should just focus on ridding myself of Credit Card debt, and focus on the others later. So i failed a little, but not enough that I’d label it failure, if anything, I’d label it a refocusing.

So here we are (almost) half way through the year. I still owe all the above mentioned people. But, the important part, is that I owe the credit card people less. :)

And as I look at it, I’m on course. I have probably half as much credit card debt as I had at the beginning of the year. So yeay for me!

finances, happy, life, status @ 3:37 pm

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